1
Choose Your PCS Mindset
Tap the card that best describes what matters most to you.
2
Contact Info
Where should we send your results?
3
Choose Your 2026 BAH
Honolulu County, HI — MHA HI408. Tap your row to select.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | ||
| E-2 | ||
| E-3 | ||
| E-4 | ||
| E-5 | ||
| E-6 | ||
| E-7 | ||
| E-8 | ||
| E-9 | ||
| W-1 | ||
| W-2 | ||
| W-3 | ||
| W-4 | ||
| W-5 | ||
| O-1E | ||
| O-2E | ||
| O-3E | ||
| O-1 | ||
| O-2 | ||
| O-3 | ||
| O-4 | ||
| O-5 | ||
| O-6 | ||
| O-7 |
7
Honest Pros & Cons
Base Housing
Pros
- Simple
- Predictable
- Low responsibility
- Easy PCS exit
Cons
- You give up BAH
- No equity
- No appreciation
- No future rental property
Renting
Pros
- Flexible
- Easier than buying
- Can choose neighborhood
- No ownership risk
Cons
- Rent builds no equity
- Rent can increase
- Landlord can sell
- Deposits & move-out fees
- No appreciation
Buying
Pros
- Builds equity
- Possible appreciation
- Potential tax benefits
- Future rental income
- Can turn BAH into long-term net worth
- Hawaii has limited land & strong demand
Cons
- Higher responsibility
- Repairs and maintenance
- Market risk
- Closing costs
- Must sell or rent when PCS happens
- Not right for every family
Want help reviewing your PCS housing options?
Before you decide to live on base, rent, or buy, let our veteran-led team review your numbers.
Need help with the rest of your PCS move?
AlohaPCS.com helps military families moving to Hawaii with:
- Verified Hawaii rentals
- VA and VA assumable homes
- Base housing information
- PCS checklists
- Pet shipping resources
- Vehicle shipping guidance
- School information
- Local Hawaii housing support
Your BAH can do one of three things: be surrendered to base housing, be spent on rent, or be used to help buy an asset. This calculator helps you compare all three.
Educational estimate only. Not a loan approval. Not tax advice.